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When you buy a new or used vehicle, you’ll want to look over your insurance options. While some are required by the state, there are a few optional coverages that you may want to consider. This includes gap insurance. So what does gap insurance do? This type of coverage is designed to cover the gap between what’s still owed on the vehicle, and the true value of the vehicle in the event of a total loss. Learn more about what gap insurance covers, how it can benefit you, and more with our finance team at Big Star Buick GMC in Baytown.
Gap insurance covers a variety of issues related to your vehicle. It is important to remember that this type of coverage is meant to cover damage to your vehicle, not property damage or bodily injuries. With that being said, here’s what gap insurance does and does not cover:
Gap Insurance Does Cover:
Gap Insurance Does NOT Cover:
The main takeaway when you ask the question “what does gap insurance do?”, is that it’s meant to prevent your paying out-of-pocket in the event of a total loss. While this is an optional coverage option, it’s worth getting more information about from your insurance company in Channelview.
Technically speaking, no. Gap insurance is not required, but it is highly recommended when you’re purchasing a new vehicle. This type of coverage can be especially helpful if your dealership offers a plan that includes deductible coverage as well. Gaining this coverage will also provide peace of mind and help you save money in the event of a serious accident. Learn more about buying gap insurance with our finance team near Houston.
No matter whether you’re ready to learn more or purchase gap insurance near Crosby, our team at Big Star Buick GMC can help. Learn more about our coverage options and even find more car-buying tips and tricks with our team today! Contact us with any questions in the meantime.
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